Our Vision and History

Our experienced staff of specialists provide customized solutions that reduce your cost of insurance and support your company’s goals. Providing cost effective innovative programs with an uncompromising dedication to exceed your customer service expectations is a founding principle that has guided EC&S to success over the past eighty years.

A Tradition of Protection, Service and Value

Early, Cassidy & Schilling (EC&S) is a regional company with a global reach. At the heart of our ability to succeed, our knowledgeable professionals work to identify and assess our customers’ areas of risk and find strategic, cost-effective risk management solutions to address them. Using our network alliance with Assurex Global, we offer risk management solutions throughout the US and most countries worldwide – and the superior service to support these solutions.

The roots of our organization stem back to 1927 with the formation of Ellett & Short and the Henry C. Young agencies. In 1968, these agencies joined together under the ownership of Gerald K. Cassidy and Walter Schilling to form the agency of Early, Cassidy & Schilling, Inc. (EC&S). In 1989, Andy Cassidy and Tim Schilling purchased the business from Gerry and Walter.

Our niche specializations include construction, educational and non-profit organizations, professional services, property managers and developers.

Our Secret to Success: We Listen

When a client approached EC&S in the 1970’s for help with its employee benefits offering, the firm responded by creating a dedicated Employee Benefits Department. Today, that department has grown into one of the premiere benefits resources in the Washington Metropolitan Area, providing advice to clients on individual financial planning, estate and continuity matters, corporate employee benefit programs and individualized life, disability and long-term care needs.

In the late 1980’s, we expanded our services to include risk control, claim and safety resources. We also assembled teams that paired specialists in insurance loss control and claims with field-savvy safety professionals. Soon, we were offering practical safety and claim advocacy tailored to meet the challenges that face businesses.

Today, under the leadership of Matarie Broom, Casey Nunneker, Paul Phelan, Lynne Cook and Tim Schilling, one of the core elements of the EC&S philosophy is to give back to the region through community service and participation in numerous local and national civic and business organizations. As EC&S continues to grow, we adhere to our core values of integrity, professionalism, community innovation and independence in order to safeguard our customers and help them plan for the future.

Members of the EC&S Management Team serve on the board and advisory committees of prominent insurance industry groups including:


Capitol Paving is a highway/roadway and underground utilities construction company. Our office staff is small given the volume of work we perform annually. Having an EC&S team working with us gave us the extra support we needed to stay on top of our Safety Program and minimize the cost of our insurance program at renewal. Insurance cost is a major part of any company’s budget. In some cases insurance costs can be so significant that it can harshly impact a company’s finances. We have learned that insurance costs can be within our control. We owe this ability to a strong working relationship with our EC&S team. Thank you Early, Cassidy & Schilling for being one of the best in the business!!

Terri L. Woodfolk, Executive Assistant Capitol Paving May 17, 2014