The results of this study by professors of health finance from the University of Minnesota are rather startling and project that health insurance cost could continue to escalate despite the fact that the ACA was passed as a law that…
Why Would You Place Your Insurance Through a Captive?
written by Michael Fragola, VP Business Development Reason # 1 – Claim professionals that work for you! If you currently write checks to an insurance company for Workers’ Compensation, Auto Liability or General Liability, you are supporting their claims unit. …
HR & Finance Panel Discussion for Non Profits
Where Your Systems Intersect: Benefits, Payroll and HR I’ve recently been talking with several of my non-profit clients about the day to day operation of their HR and Finance Departments. We’ve discussed how they work together, how they are one…
Always Verify Your Bond!
Recent news has proven that fraudulent surety bonds have become a more frequent occurrence. It is becoming more important now than ever to verify the authenticity of the bond, a process that takes less than ten minutes and could prevent…
Can a Business Combine the Benefits of a Cross-Purchase Plan with the Simplicity of a Redemption Plan?
The answer is…. YES, with an Insurance LLC. An LLC is established, and each of the owners of a business becomes a member of the LLC. The individual owners of a business enter into a cross-purchase buy-sell agreement that obligates…