Property and Casualty

The property and casualty lines of insurance are the backbone of any company’s risk management program.

Early, Cassidy & Schilling, LLC’s staff of professionals use their skills to provide seamless, competitive and comprehensive protection for your property and casualty exposures. We will examine and identify the most effective methods to achieve that goal by aggressively representing your company in the marketplace. Some of the services we will provide:

  • Identify the exposures inherent to your business
  • Review your loss history to determine effective methods to reduce losses
  • Examine your typical contracts and the unique exposures they present
  • Determine adequacy of insurance coverages to mitigate those exposures
  • Coordinate with your risk control team to review and modify your Risk Control Programs
  • Assist in your compliance with government regulations
  • Provide frequent reviews of open claims for resolution
  • Review claim reserves set by the insurance company
  • Analyze your Experience Modification Rating Factor
  • Provide estimates of future Experience Risk Modifications

Testimonials

The EC&S representatives have been proactive in explaining the implementation of the Affordable Health Care Act (ObamaCare) to our employees and to our Corporate Owner so that we all will know how the plan will impact our business and us personally. Early, Cassidy & Schilling has done an excellent job of shopping our health and dental insurance with major carriers. They placed us with a carrier who meets the needs of all of our employees. The pricing for our plans has been within reason based on our size and inclusive of the benefits required by our employees.

Terri L. Woodfolk, Executive Assistant Capitol Paving March 10, 2014