Property and Casualty

The property and casualty lines of insurance are the backbone of any company’s risk management program.

Early, Cassidy & Schilling, LLC’s staff of professionals use their skills to provide seamless, competitive and comprehensive protection for your property and casualty exposures. We will examine and identify the most effective methods to achieve that goal by aggressively representing your company in the marketplace. Some of the services we will provide:

  • Identify the exposures inherent to your business
  • Review your loss history to determine effective methods to reduce losses
  • Examine your typical contracts and the unique exposures they present
  • Determine adequacy of insurance coverages to mitigate those exposures
  • Coordinate with your risk control team to review and modify your Risk Control Programs
  • Assist in your compliance with government regulations
  • Provide frequent reviews of open claims for resolution
  • Review claim reserves set by the insurance company
  • Analyze your Experience Modification Rating Factor
  • Provide estimates of future Experience Risk Modifications

Testimonials

Capitol Paving is a highway/roadway and underground utilities construction company. Our office staff is small given the volume of work we perform annually. Having an EC&S team working with us gave us the extra support we needed to stay on top of our Safety Program and minimize the cost of our insurance program at renewal. Insurance cost is a major part of any company’s budget. In some cases insurance costs can be so significant that it can harshly impact a company’s finances. We have learned that insurance costs can be within our control. We owe this ability to a strong working relationship with our EC&S team. Thank you Early, Cassidy & Schilling, LLC for being one of the best in the business!!

Terri L. Woodfolk, Executive Assistant Capitol Paving May 17, 2014