The property and casualty lines of insurance are the backbone of any company’s risk management program.

Early, Cassidy and Schilling, Inc’s staff of professionals use their skills to provide seamless, competitive and comprehensive protection for your property and casualty exposures. We will examine and identify the most effective methods to achieve that goal by aggressively representing your company in the marketplace.  Some of the services we will provide:

Identify the exposures inherent to your business

Review your loss history to determine effective methods to reduce losses

Examine your typical contracts and the unique exposures they present

Determine adequacy of insurance coverages to mitigate those exposures

Coordinate with your risk control team to review and modify your Risk Control Programs

Assist in your compliance with government regulations

Provide frequent reviews of open claims for resolution

Review claim reserves set by the insurance company

Analyze your Experience Modification Rating Factor

Provide estimates of future Experience Risk Modifications