Affinity Programs

Do the members of your Association or Franchise Group have a common insurance need?

Early, Cassidy & Schilling, LLC specializes in developing and managing programs as an alternative approach to the ordinary method of purchasing insurance products and services.   The sponsoring organization can harness the collective buying power of the members and transform it into a benefit. In addition to it being an efficient method of reaching a specific audience, important advantages are gained as well.

By leveraging the aggregate cost of the insurance or service the group can achieve:

  • Competitive premiums for all participants
  • Customized  coverage forms that may not otherwise be available to the group in a standard offering
  • Services such as web based platforms  for safety, wellness and compliance resources

Affinity programs are tailored to meet your group’s needs and are available for a single line policy type or multiple lines of coverage.   Examples include:

  • Multiple employer trust arrangement for group benefits
  • Multi state property program
  • Master program for a franchise group
  • Individual lines of coverage such as cyber or management liability
  • Surety bonds

In addition to the benefits to your member or franchisees, there are also financial and membership or franchise recruitment/retention benefits that accrue to the sponsoring organization.

This unique approach to risk management enables you, the sponsoring organization to focus the synergy of your group while also deriving some direct benefits to your organization.


For over ten years, we have relied on EC&S for our bonding needs. Your Bonding Department has responded to every need and request in a timely and professional manner that goes beyond normal service. While any agency can deliver bonds, your company has shown a thorough understanding of our company and our industry as a whole that makes you an invaluable resource to us. This is why we trust Early, Cassidy & Schilling, LLC with such a critical financial service.

Jeffery Franklin, Vice President of Finance SMC Concrete Construction, Inc. March 9, 2014