Affinity Programs

Do the members of your Association or Franchise Group have a common insurance need?

Early, Cassidy & Schilling, LLC specializes in developing and managing programs as an alternative approach to the ordinary method of purchasing insurance products and services.   The sponsoring organization can harness the collective buying power of the members and transform it into a benefit. In addition to it being an efficient method of reaching a specific audience, important advantages are gained as well.

By leveraging the aggregate cost of the insurance or service the group can achieve:

  • Competitive premiums for all participants
  • Customized  coverage forms that may not otherwise be available to the group in a standard offering
  • Services such as web based platforms  for safety, wellness and compliance resources

Affinity programs are tailored to meet your group’s needs and are available for a single line policy type or multiple lines of coverage.   Examples include:

  • Multiple employer trust arrangement for group benefits
  • Multi state property program
  • Master program for a franchise group
  • Individual lines of coverage such as cyber or management liability
  • Surety bonds

In addition to the benefits to your member or franchisees, there are also financial and membership or franchise recruitment/retention benefits that accrue to the sponsoring organization.

This unique approach to risk management enables you, the sponsoring organization to focus the synergy of your group while also deriving some direct benefits to your organization.


Herring Electric has utilized Early, Cassidy & Schilling, LLC for all of our Surety needs for many, many years. During that time we have experienced absolutely “zero” problems. That is a genuine rarity in the complex world of contracting.

Herring Electric sees our relationship with your firm as a “True Partnership”. Our success in the Industrial Electrical Marketplace has been, and continues to be, strengthened by your service, support and advice. Obviously, Early, Cassidy & Schilling, LLC is the only Surety Company that we will ever use.

Robert W. Nicholas, VP Herring Electric Company, Inc. March 10, 2014